How Much Time Should You Invest in your Part-time Work?

How much time is a part time job worth?
Do you freelance after you get off work?  I know a lot of people who do.  Most of them write blog articles and they get a few cents per word.  That's hard work and it takes a lot of time.  Unless you need the money to pay the bills you should save it up and wait until you need to take time off from your main job before you dip into that money.  I will explain why.

When You Need Help in Making Money

When you need help making money, who gives the best advice?
Dave Ramsey says you should not take financial advice from people who are not wealthy.  I really don't like the guy.  I think he is pretty arrogant.  He also makes money from his radio show and from his books and the people he "helps" are not able to follow in his footsteps.  I don't say he hasn't taught anyone how to save money and pay off the bills.  But his basic advice is pretty basic and a lot of people say the same thing or similar.

What Would You Do for a Second Career?

Ready for a new career? What do you want to do?
My great-grandfather was a bricklayer.  While not a glamorous job he was able to work that way for all his life.  He supported a family and sent his sons to college.  He never regretted the hard work he did and the family was very proud of him.

How to Use Deferred Shopping to Save Time

Use deferred shopping (home delivery) to save time.
Most modern retailers now have full-service Websites where you can browse their inventories and make online purchases for free in-store pickup.  Sometimes you can arrange for home delivery at an extra charge.

Money Ideas for the Month of August

The month of August is rather special because it is not only the hottest month in the year it is also one of only two month names chosen to honor a Roman leader.  According to the DailyZilla Website, August was the name Augustus Caesar chose to honor himself as the first Roman Imperator.  The guy was kind of a power-mad nut in my opinion.

What are the Benefits of Washing Your Car?

Is there a benefit to washing a car?
I paid $18 for a car wash earlier today and I almost immediately regretted.  I want my car to be clean and I don't mind paying for a wash every now and then.  But as I was sitting there in my car, going through the automated car wash, it occurred to me that I could be getting a workout if I washed the car myself.

We Need a President Who Thinks about the Middle Class

The middle class in America is suffering from extremism in politics.
President Obama has done some good things for the poor people of America but he has not done enough for the middle class.  It is the middle class that pays most in taxes to the Federal government.  It is the middle class that contributes the most to the consumer economy.  Unfortunately, the middle class has suffered terribly under Obama's administration.

Why Do We Not Hear More about Equity Options?

I am not an investor in the stocks so I may be speaking out of turn here.  But I wonder why equity options are not a greater part of the daily discussion among my friends who invest in the stocks.

Equity options give one the right to buy or sell stocks at a set price, but no obligation is entailed.  What turned me to this subject was an email from an American who mentioned his stock options had expired.  He tried to explain it to me.

Growing a Bit of Wealth is Like Planting a Forest

A forest is a great body of trees and smaller plants that all work together to keep the land wealthy, healthy, and happy.  So I see it that way.  If you build a forest up on a bit of land it will keep the water from evaporating away entirely and prevent erosion.  A forest is a power for conservation.

In the Interest of World Peace Let us Dispense with Regional Politics

Regional politics is like the curtain hanging between the front room an the back part of the house.  We hide behind the regional issues so we don't have to take on the larger issues.  Being a great fish in a small lake has come easy to our people but the life does not suit us.  I think we need to play a larger role on the world stage and that means pay less attention to our regional differences.

And There You Have It: I Write Like Grief

My style is tolerable.  So my great auntie tells me.  She was a teacher and looked up my work when she was over to visit.  My style is tolerable.

I must learn to write in perfect English.  I will practice to write in perfect English.  This is the way to write in perfect English.

Keep Your Money Where You Cannot Find It

I spent me savings again and now I am without a Rand to my name until I get paid again.  I don't know why I do that.  I swear to myself every time I do this I will set aside my savings and not spend it.  And then some chommie calls me and says, "Let's do the jol this evening" and then I'm like "I'll make a plan".

In America Everyone Dances with Cheese and Hums Happy Songs

Americans are funny folk.  Do you know what I mean?  They act all happy and that but when things don't go their way they get upset as fit and then you're asking if you can help them sort things out.  I mean, can't they do their homework like we do?  I know how the rest of the world feels about them.

Exchanging Currencies Overseas is Maddening

If you have never traveled to another country you have not enjoyed the pleasure of watching the exchange agents take your hard-earned cash and turn it into less cash.  They have an absolutely magical power for doing this.  Thomas Cook are especially adept at converting my money into less value than I thought I should have.  I don't know quite how they manage it.

Happy Crazy Days Like This Make Me to Go On Living

This has been a great day for me.  I wish I could list all the things that feel like they have gone right for me.  But I don't want to share too much information.  TMI syndrome permeates the online world right now and I am doing my part to cure us of that ill.  :)